To help you meet the challenges of a growing business, Northern State Bank offers targeted products to help you reach your goals, both long and short term. We provide a full range of services, including business checking, savings and merchant card services.

Our FDIC insured checking account for businesses will help you manage your daily cash flows quickly and efficiently. This account offers monthly statements with check imaging, high earning credit rates, and other flexible options.

This tiered rate account lets you earn money market interest on your funds and your rate increases as your balance increases. You can make up to 6 transfers per month, 3 of which can be checks to third parties.

If you are looking for a way to increase sales and reduce accounts receivable, Northern State’s Bank Merchant Card Services Program offers your customers the ability to make purchases with VISA, MasterCard and ATM cards. Many businesses appreciate how this simple convenience improves cash flow.

Northern State Bank’s Escrow Account helps you efficiently manage and maintain all client sub-accounts kept for fiduciary accounting within one master account. This service provides combined monthly statements, competitive interest rates, easy record keeping and unlimited check writing. At the same time, you can view separate client accounts, provide individual client tax reporting and know you are IOLTA approved.

Northern State Bank is prepared to assist in helping businesses grow. If you decide to expand your business, acquire a new business, purchase equipment or your own building, let our lending professionals help you with the appropriate financing. We have a range of commercial loans and can work with you to provide a customized plan for growth:

• Credit Lines
• Term Loans
• Construction Loans
• Commercial Real Estate Loans