Whether you are planning for your retirement, saving for the education of a child or grandchild, or thinking about the home of your dreams, selecting smart investments is key to success. Northern State Bank CDs combine today’s competitive rates with the safety of FDIC insurance.

Northern State Bank offers you fixed-term savings with a wide choice of maturities. All offer competitive rates. There is a $1,000 minimum to open an account. Interest can be credited to any other Northern State Account, there is no monthly fee, and the CD is automatically renewable at maturity.

Investing for retirement is one of the most important goals you can set for yourself. A Northern State Bank Individual Retirement Account (IRA) is a smart way to help you achieve a secure retirement. Our IRAs are designed to fit a variety of needs, including the Roth IRA. No matter which IRA you choose, you will enjoy important tax savings that will maximize earnings and help you build a secure future.

For a complete set of terms, conditions, and fees for all of our products, please contact us at 201-767-9995 or stop in to see us at our branch.