When you want the peace of mind and simplicity of a savings account with the added convenience of having easy access to your money, Northern State Bank gives you a choice. You can choose a passbook or statement savings account, both offering a variable rate of interest and higher rates with higher balances. We also offer a holiday savings account for the purchase of gifts or even for a much-needed vacation.

This account lets you earn competitive rates and provides a record of all transactions in a passbook format. There is a minimum $100 required to open the account. Interest is compounded daily and credited monthly. Maintain a minimum daily balance of $100 to obtain interest and avoid a $5 monthly service fee.

Earn competitive rates with our Statement Savings Account and access your funds 24 hours a day through our ATM, telephone and Internet Banking. There is a minimum of $100 to open the account. Interest is compounded daily and credited monthly. Maintain a minimum daily balance of $100 to obtain the annual percentage yield and avoid a $5 monthly service fee.

If you would like an easy way to save for the holidays or a vacation, our Holiday Club Account is a good option. Earn a competitive interest rate with flexible options for your regular payments. We will automatically transfer the dollar amount you choose into your savings account from checking. When your account matures, we will transfer the balance plus interest back into your checking account.

Help your child develop healthy financial habits with our interest-bearing passbook account. This account lets you earn competitive rates and provides a record of all transactions in a passbook format. Interest is compounded daily and credited monthly. The Student Passbook Savings Account requires no minimum balance to open and does not charge a monthly service fee. The only requirement for opening this account is the child must be enrolled in an educational institution.

Northern State Bank offers another method of helping your child develop healthy financial habits with our interest-bearing savings account. Interest is compounded daily and credited monthly. The Northern State Minor Savings Account requires no minimum balance to open and does not charge a monthly service fee. The child must be under 18 years of age.

For a complete set of terms, conditions, and fees for all of our products, please contact us at 201-767-9995 or stop in to see us at our branch.